Commercial General Liability Insurance
for Troy, Clifton Park, Albany, Schenectady, Rensselaer, NY & Beyond

General liability insurance protects you from a variety of claims against your business, including bodily injury, personal injury, property damage, and more. If you run a business, it is imperative to have proper coverage to make sure that you are protected no matter what. A single accident could result in a lawsuit that might be difficult to handle. Making sure that your liability coverage matches your level of exposure can help protect against this danger. 

Most commercial general liability plans include:

• Property Damage and Bodily Injury Liability: This type of protection covers business-related incidents that result in bodily injury to a third party or their property.
• Medical Payments: If your business is responsible for any non-employee medical or funeral related expenses, this type of coverage can help. 
• Personal and Advertising Injury: Not all injuries are physical. This type of coverage protects against any written or verbal communications that cause harm to business operations; for example, if a small business sees a decrease in business after a local competitor starts a rumor about poor business operations, the owner can sue the competitor for damaging their reputation and profitability. 
• Damage to the Premises Related to You: If you or your business cause damage to non-owned land, buildings, or structures, general liability coverage can help to cover the damages. 
• Products-Completed Operations: If a product that your business manufactures, sells, or distributes causes injury or illness, you can find protection with this type of coverage.